Policy Administration & Billing

Stay ahead of the competition and protect your business with a software system that can support you today, and tomorrow.

Speed. Control. Results.

SpearPolicy™

A modern core software solution designed specifically for property and casualty insurance management.

SpearPolicy™

Underwriting with accuracy & precision

Leverage technology so that your underwriters can focus on the human aspects of work.

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Bringing it All Together

Making underwriting decisions is easier and more accurate when key information is easily accessible and organized as it is with Spear.

Streamline Underwriting

Eliminating cumbersome, inefficient processes and leveraging intelligent automation allows more time to focus on the customer.

Straight Through Processing

Implement automated underwriting logic to streamline the evaluation and ultimate determination of your business.

Digital Engagement

Engage digitally with your customers in real-time with live messaging and self-service capabilities.

Producer/Agency Management

Enhance your ability to monitor agents, licenses, and your book of business, all while managing commission plans and payment details effortlessly from a single, accessible location featuring rich, customizable dashboards offering exceptional visibility into your operations.

Quoting & Proposals

Generate professional proposals and accurate quotes automatically.

Multi-line Multi-state Rating Engine

Easily configurable rating engine that aligns with your current product options and expands as your business grows.

Out of Sequence Endorsements

Properly handle changes to policies requiring sequenced revisions with customizable automated workflows that route policies for proper approval while ensuring compliance.

SpearPolicy™

Policy Admin
at its best

Manage and maintain your entire book of business in a modern solution that works the way you work, where you want to work!

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SpearPolicy™

Renewals and Cancellations

Efficiently handle renewals and cancellations by automating processes, providing timely notifications, while ensuring compliance.

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Automated Bulk Processing

Streamline the handling of large volumes of policy renewals and cancellations using predetermined rules that you set.

Advanced Notices & Forms

Improve communication with customers leading to higher customer satisfaction.

Account Investigation Tools

AI and deep analytics examine accounts to verify information while uncovering fraudulent activity.

Electronic Signatures & Payments

Improve customer satisfaction with multiple, convenient options for secure electronic payment processing.

Premium Billing

Ensure accurate invoicing, timely payments, and efficient handling of billing-related tasks.

Commission Plans

Effectively manage and administer brokers' and agents' commission plans, tailored to different products and lines of business.

Deductibles & Dividends

Define deductible structures, support flexible deductible options, and distribute deductibles with confidence while built-in reporting and analytics validate regulatory compliance.

Payment Plans

Ensure timely premium payments while enhancing customer satisfaction through efficient handling of multiple payment plans and payment options, scheduling flexibility, and automated reminders.

SpearPolicy™

Billing and A/R

Manage and maintain your entire book of business in a modern solution that works the way you work, where you want to work!

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SpearPolicy™

Going Beyond Core

Leverage technology so that your underwriters can focus on the human aspects of work.

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Artificial Intelligence

AI enabled features such as chatbots assist users, deep analytics better assess risk, while natural language query capabilities allow for effortless reporting.

Compliance

Quickly & easily make updates to ensure compliance with ever-changing regulatory requirements.

Loss Control

Deep analytics better assess risk, identify potentially complex claims, and detect fraud, helping insurers reduce loss.

Rich Ecosystem

Easily connect to hundreds of pre-built data sources in minutes choosing from a robust library of integrations, allowing you to fully leverage the rich ecosystem of third-party offerings.

Spear Technologies

SpearPolicy™ is the ultimate policy administration solution for your business

Designed for Insurance
Cost Effective Options
Zero IT Footprint

Ready to supercharge your business?

With more than 15 years delivering innovative P&C insurance solutions, you won't be left behind when you partner with Spear!